A developer takes raw land, obtains the necessary permits, creates building lots, and puts in the sewers, the water and electric lines, the streets and curbs. Then the builder comes in and erects the house. A builder also can be a developer. In fact, many are. But building and developing are two distinct and different tasks. And nowadays, most of the larger housing companies buy "finished" lots, or "pads," from someone else. 

Chitral Associates (Pvt.) Limited is also offering town development services in twin cities.